FinTech Revolution

MicroMasters Program




148 hours


4-6 Hours weekly




£ 2399

Why FinTech Revolution MicroMasters?

The FinTech revolution is rapidly transforming the financial industry with disruptive innovations. The use of digital technologies is the norm, and together with regulatory and market changes it is creating a revolution. Accelerate your knowledge of the rapidly changing financial services ecosystem to mitigate threats, safeguard your organization’s future and capitalize on emerging opportunities. This MicroMasters will help you understand disruptions in the fintech industry across from traditional banking to blockchain. The goal is for you to create an action plan to foster innovation in your organization. You will learn how fintech can help you reach untapped markets, reduce costs, create economies of scale, and improve customer experience.

This MicroMasters program follows an innovative strategic approach that helps participants analyze the interdependent players across the ecosystem – from traditional banks, specialty finance, investment providers and insurance companies to disruptive fintechs, payment firms, cryptocurrency exchanges and digital custodians. We also assess the wave of new nontraditional entrants from retail, automotive, ecommerce marketplaces, big data and media that are increasingly competing for a share of the financial services market.

Who is this program for?

This program is appropriate for a wide range of professionals in the financial sector:


  • A completely digital ecosystem: digitized products, the digital customer.
  • Digital currency, mobile money.
  • Intersection of core verticals.
  • Disruptive waves: Plotting a course amidst uncertainty and COVID-19.
  • Rise of Payments & Point-of-Sale Lending.
  • Role of shopping cart experience for payments.
  • Financing from bricks to clicks.
  • Incumbents and new entrants competing for the customer experience – winning strategies.
  • Digital Payments and Marketplace Lending.
  • Mobile Banking.
  • P2P & MPL.
  • Consumer Lending.
  • Crowd Funding.
  • Insurteck. 
  • Real Estate Tech.
  • Digital Hybrids and Digital Natives.
  • Challenger or Neo-Bank examples.
  • The move to Open Banking.
  • Entry by the tech giants.
  • Evaluating e-commerce partnerships.
  • Strategies for winning combinations.
  • Optimizing CX with data analytics.
  • Social networks and the customer journey.
  • AI and data analytics as competitive advantage.
  • Cryptocurrencies. 
  • Intro to digital asset market / ICOs.
  • Stable coins.
  • Legal & Regulatory implications of cryptocurrencies.
  • What is Blockchain.
  • The benefits from New Payment Stake.
  • Blockchain Applications.
  • Future applications of blockchain in fintech.
  • KYC/AML and the decentralized network.
  • Cryptocurrency: roles of custodians, asset managers, and settlement agencies.
  • Fintech innovation strategy.
  • Tools for innovators.
  • Innovation platform for Digital Finance.
  • Importance of start-ups.
  • Startups’ contribution to the Economy.
  • Why Startups fail.
  • Market factors, regulation, competition, trends, and environment.
  • Frontiers of financial innovation.
  • FinTech Business Model.
  • FinTech in Emerging Markets.
  • The Future of FinTech.
  • FinTech & Fundraising.
  • Incubators and VC fund.
  • M&A in the FinTech Space.
  • Overcoming competitive barriers via acquisitions.
  • Accelerating to dominance with consolidation.
  • The case for partnership in FinTech.
  • Market Research.
  • Competitive Analysis.
  • Customer Development.
  • Design Thinking.
  • Achieving Product-Market Fit.
  • Product Metrics & KPIs.
  • Operational performance.
  • Process analysis.
  • Productivity. 
  • Relationship between inputs & outputs.
  • Quality. 
  • Strategy, quality, stability & sustainability.
  • Business strategy.
  • Aligning business, brand & behavior.
  • Product development & customer journey.
  • Porter 5 forces Model and its application in the FinTech ecosystem.
  • Implementing the strategy through the marketing mix.
  • Sales Pitch & process.
  • Telecom should be at the center of digital finance industry (role and influence).
  • Operators’ strategies for financial inclusion.
  • How the world of Telecom and banks is colliding (at the way to make cooperation)?
  • Why should FinTech partner with operators and Banks?
  • PSD2 mandates and Opportunity for Banks open APIs access to finance.
  • Examples of FinTech services and railways that could benefit from partnering with telecom Operators.
  • Why is M-PESA the POSTER CHILD for FINANCIAL INCLUSION? (learning and impact on economy and Africa).
  • Bit Coins, Crypto currencies and financial inclusion and service app and social platform cooperation and impact.
  • Future of Telecom, e-Wallet, Payment &FinTech Innovation.
  • How Telecoms paving their roads to become digital banks.
  • Why old Telecom business models are broken.
  • Africa continues to be the continent where” Necessity is the mother of innovation”.
  • FinTech Regulations.
  • Perspectives on Regulation.
  • The Regulation Innovation Tradeoff.
  • How Can Banks Keep Up with FinTech Regulations?
  • Goals of Security & Regulation.
  • Issues Regulating FinTech.
  • Crypto currencies & ICO Regulations.
  • Global FinTech Regulation.
  • Challenge of Data Regulation.
  • PSD2 and what does it mean for fraud.
  • What is RegTech?
  • Evolution of RegTech.
  • Global Trends and Government Initiatives in RegTech.
  • RegTech Ecosystem: Financial Institutions.
  • RegTech Ecosystem: Startups.
  • RegTech Ecosystem: Challenges.
  • RegTech Ecosystem: Regulators.
  • Regulatory Sandbox.
  • RegTech Applications.
  • Risk Management.
  • Fraud, Crimes, & Security.
  • What is Cybersecurity.
  • Cybersecurity benefits.
  • Information classification.
  • Information Security best practice.
  • Defense in depth model.
  • Cyber security and Crime.
  • Cyber risk and types of cyber-attack.
  • Investigate and detect cybercrime.
  • Implementation of technical measures.

Key Programme Takeaways

  • Comprehend how fintech is reconfiguring the financial services industry.

  • Discover strategies for e-commerce platforms to integrate with financial services providers and drive customer growth.

  • Explain how blockchain and distributed ledger technologies work and are used in financial businesses.

  • Analyze how competing interests may influence the way FinTech reshapes traditional banking.

  • Explore who is currently adopting and driving financial innovations using real-world examples to assess the changes, disruption and adaptations resulting from the rise of FinTech solutions.

Your Learning Journey

The first week is orientation week. During this week you will be introduced to the other participants in the class from across the world and you will learn about the track details, materials, assignments, and final project.

On other weeks, you have learning goals set for the week. The goals would include the online interactive lectures and completing the assignments. All assignments need to be submitted within one week.

The programme features weekly live online sessions with industry practitioners who are available to help you clarify your doubts pertaining to the content. Assignments are graded by the program faculty.

Discussion boards are an integral part of each module and provide a forum where participants can interact, share ideas, and ask questions.

Live webinars with Everest Business School provide opportunity for additional instruction as well as Q&A sessions for the group.

The Programme Support team will follow up over emails and phone calls with learners who are unable to submit their assignments on time or have any other concerns during the learning journey till sending the MicroMasters’ final grade.